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🤔 What’s a good insurance for a 21-year-old? ✅ If you know how to invest on your own, you can consider OL (Ordinary Life). This purely protects you when emergencies happen. Plus, it gives money to your next generation kung kalit lang ka mawala. ✅ If you don’t know how to invest pero gusto ka nga mudako imong kwarta while being insured, you can consider VUL (Variable Universal Life). This is insurance with investment in a mutual fund. In the long term (at least 10 years), makita nimo ang growth
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